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I am a bonny rig banker and I've got some money for you
You're a rambler and a gambler so come in and join the queue
I love the smell of toxic debt so give it all to me
And I'll be waiting at the bank to give you more each day
You can buy a house, a brand new car, or a bonny wee tartan shawl
Oh yes I am a banker, I think that says it all
And when at last you're overdrawn and interest rates are high
I'll sell your debt for profit to the banker in the sky
The bonny rig banker's bonny and the bonny rig banker's braw
It disnae matter what I do, am I within the law
I'm laughing when you're overdrawn and when you cannae pay
I'm laughing all the way to the bank, oh happy happy day
Now I'm a chirpy cheery chield as all my friends do know
But even I was tested when the cash was running low
The folk that had some savings that they wanted to withdraw
Well they couldnae understand when there was nothing there at all
It's obvious when you think of it, I'd given the money away
There was the chance to pay it back but some folk couldn't see
So I shut my doors and other banks of course they did the same
Then Gordon gave us billions just to open them up again
The bonny rig banker's bonny and the bonny rig banker's braw
It disnae matter what I do, am I within the law
I'm laughing when you're overdrawn and when you cannae pay
I'm laughing all the way to the bank, oh happy happy day
Things couldnae get much better, or at least that's what I thought
A hundred billion doon the drain and frankly that's a lot
They had a big enquiry and they said it would be fine
Then they gave us all a bonus and they thanked me for my time
But now the bubble's burst, I've got other fish to fry
The taxpayer pays me now for other things I buy
For I'm a politician and I'm claiming this and that
Like a non-existent mortgage on a non-existent flat
The bonny rig politician is sae bonny and sae braw
It disnae matter what I do, am I within the law
I'm laughing when you pay me for my hoose is far away
I'm laughing all the way to the bank, oh happy happy day
The bonny rig banker's bonny and the bonny rig banker's braw
It disnae matter what I do, am I within the law
I'm laughing when you're overdrawn and when you cannae pay
I'm laughing all the way to the bank, oh happy happy day
And nothing's really changed so it's a happy happy day